From adversity to $1 billion 200 million, IPO, Lending, Club, Nirvana, rebirth, inspiration for star

Abstract: many companies can turn obstacles into opportunities in the big market, and create better products in a subversive way. Leaders in emerging areas continue to face huge but challenging markets.

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Lending Club is an online P2P lending platform created in 2007. It was a golden opportunity for the development of financial technology start-ups, but less than a year later, when the property market bubble burst in 2008, the economy was badly battered. Fast forward to December 15, 2014, the Lending Club listing, its IPO valuation of more than $1 billion 200 million.

basically is a prerequisite for successful Wangzhuan is jointly owned, every successful quality, as the lyrics said, nobody can casually succeed, if you do not have that courage to overcome difficulties, do not have the ability to solve problems, not a strong heart, it is not to succeed, do Wangzhuan too! Source: azwjz online part of original A5 first, please keep the.


: do Wangzhuan not happen overnight, but there is a long way to go, but the road is bumpy, a lot, not carefully into the road could not come back again, some because of too tired, give up halfway, so we often see a lot of losers, if we from the successful people will be able to see the course of their work was sad, even a day of sleep only two or three hours of persistence and hard work, so they are at all costs, and strive to do a good job of power will be one thing led to success! The first condition so do Wangzhuan wants to succeed must have patience, perseverance to stick to

1. make sure your market is huge,

the startup struggling in the economic downturn in decades, eventually grew into a IPO more than $one billion in the company, and also created a platform for innovation products, completely subvert the entire industry, it is how to do

actually do Wangzhuan is not an easy thing, often spend a lot of time but did not receive any property, and therefore also wasted a lot of time, money and even Internet access fees are not enough, it is one thing to make people depressed, but when we can find a lot of people Wangzhuan success so, that is a mirage like Wangzhuan beauty lies the idea of collapse of itself, or else why can earn money? In fact, when we envy others when we have successful Wangzhuan, without careful analysis of the success of the quality of their success? Where? Here we have to simply analyse

many companies are able to turn barriers into opportunities in the big market and create better products in a subversive way. Emerging fields >

large startups are due to huge market success, such as focus on the financing of small enterprises in On industry Deck, IPO valuation reached $200 million; again focused on small business software market Infusionsoft, D round of financing raised $55 million. All of these successful companies have found their huge markets and gained profits by creating disruptive products.

consumer, financial, and credit markets are huge, with market value exceeding $420 billion. For Lending Club, this is a huge competitive advantage because it has enough space to compete. The size of the market is the question that every VC will ask you, so in addition to sales opportunities, you can also raise more money if your market is large enough.

2. turns your hurdles into opportunities,

two: do not have to work hard, if not to do Wangzhuan hard, hard to finish a project, do not easily give up to a project, the only way to make your efforts will not be wasted, will let you to create value, but when many people are working hard to half suddenly collapsed that is really regrettable!

usually your personal or professional difficulties can become your creative blind spot. If you can’t find a solution to meet your needs, why don’t you go to create a? Lending Club know process of consumer loans long, opaque, especially after the collapse of the economy in 2008, access to credit is also more and more big challenge. In 2008, no one can get financing or credit obstacles, however Lending Club finally put this barrier into opportunity: the company provides financing to consumers, and in the market fell after creating income for investors.

three: do Wangzhuan to be successful, and not just a person can succeed, if you do not know how to learn, do not know how to innovate, so is the other way to walk the road, and you get the wealth of others but we can often see the odds and ends of a meal! The only junior high school only primary school people can also do Wangzhuan, can be very successful, so don’t think that learning can still make money, but they ignore the efforts of these people, these people are constantly learning, when they Wangzhuan the success of his ability is not inferior to many students, this is the real truth! Only by constantly learning, still can to succeed, this would be the best way to enhance their ability of


has three key success strategies and experiences in Lending Club. It’s worth learning. If you want your startup to make a big breakthrough, you can use it for reference.

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